Challenges

By Season

The same challenges, grouped by when they're most likely to hit — some are year-round and won't appear here at all.

Storms, power outages, and everything that comes with the cold.

Snowmelt and rain — when flood risk peaks.

Heat, drought, and wildfire risk at their worst.

Crop failure, early frost, and flu season — plus year-round challenges like Earthquake and AI/scams.